Ask your home for a loan.
Consolidate high-interest credit card debt, or pay for home improvements, education expenses, medical expenses, a new car or recreational vehicle with a home equity loan from Tri Counties Bank.
What is a home equity loan?
A home equity loan allows you to borrow against the equity in your home.
It has a fixed interest rate and term, therefore your payments will stay the same
throughout the term of your loan.
How much can I borrow?
It depends on the amount of equity in your home. To find it, simply take your
home's fair market value, or recent appraisal, and subtract any outstanding balances
on loans or mortgages on your property. Our variety of home equity loan products
allow you to borrow up to 80% of your home's equity.
Talk to an expert
Tri Counties Bank loan officers are available to help you with any kind of loan and explain the
benefits of all our Consumer Loan Products. If you have any questions please call our
Loan Specialists today at 1-800-922-8742. There are no obligations and we're looking forward to your call.
Consult your tax advisor for possible tax benefits. Your initial rate will be determined by credit worthiness, product type and LTV.
Loans available on homes secured by conforming real property up to 80% LTV, including any prior encumbrances.
Standard closing costs (excluding fees paid to other lenders to release lien status) generally range from $500-$800),
and are waived only for home equity lines or loans under $250,000. APR of 7.85%, based on typical loan of $250,000 with
180 monthly payments of $2367.53. Example payment represents principal and interest. The payment does not include taxes
and insurance premiums. If applicable, the actual payment could be greater. Property insurance is required. Advertised
home equity loan rates are subject to change at any time. Other conditions may apply. Call us for details.
